Sidley’s lawyers have extensive experience working with established and emerging platforms, investors, lenders and service providers on a broad range of specialty finance matters. We represent the key participants involved in the origination, acquisition and financing of virtually every asset type, including specialty finance companies, investment banks, commercial banks, credit investment funds and private equity funds. Our team combines the knowledge of our colleagues in the firm’s many legal disciplines applicable to the specialty finance industry, including lawyers in our Global Finance; Investment Funds, Banking and Financial Services; Emerging Companies and Venture Capital; Litigation, Disputes and Investigations; Real Estate; Private Equity; Securities Enforcement and Regulatory; Tax; and Privacy and Cybersecurity practices.
How We Add Value
The multifaceted nature of our practice enables our lawyers to provide effective advice on various legal matters germane to the specialty finance industry, including:
- Acquisitions of specialty finance companies and asset portfolios
- Alternative asset fund and other investment fund formation
- Bank origination partnerships
- Bankruptcy
- Early stage equity investments
- Federal and state consumer protection and lender licensing laws
- Financial and other industry specific regulations
- Forward flow loan purchase facilities
- Government regulation of bank and non-bank lenders
- International and domestic IP protection
- Joint ventures
- Pass-through certificates
- Securitization
- Secured loans and other warehouse financings
- Tax
Extensive Capabilities
Our lawyers have experience across the spectrum of asset classes, including:
- Commercial property loans
- Credit card receivables
- Energy efficiency loans
- Equipment loans and leases
- Fix-and-flip loans
- Home improvement loans
- Mortgage servicer advances
- Non-performing mortgage loans
- Online marketplace loans
- Payroll deduction receivables
- Personal loans
- Point-of-sale loans
- Secured automobile loans and leases
- Single-family rental loans
- Small business loans
- Student loans
- Timeshares