PAIDA MANHAMBARA advises a range of global financial institutions, including banks, payment service providers, card networks, electronic money issuers, FinTechs, and investors on complex EU/UK regulatory, commercial, and transactional issues comprising:
- Authorization and licensing requirements, regulatory permissions and exemptions, variation of permissions, as well as using agents, distributors, and appointed representatives.
- Conduct of business obligations, governance, reporting requirements, and compliance arrangements, including in relation to outsourcings, market abuse, product governance, and conflicts of interest.
- Anti-money laundering and KYC rules.
- Digitalisation projects, product design, and multi-jurisdictional expansion projects.
- Contentious and non-contentious engagement with regulators, including regulatory investigations and enforcement actions.
- Regulatory aspects of mergers and acquisitions in the financial services sector.
Before joining Sidley, Paida practiced at a leading London-headquartered global law firm. She leverages experience gained during this time while seconded to the consumer finance team of a major UK retail bank to provide pragmatic advice.
She is also a contributing author to the Journal of Payments Strategy & Systems, the leading journal on payments strategy and systems.